New UPI Rules from August 2025: Limits, Changes, and How They Affect You
New UPI Rules from 1 August 2025 – Everything You Need to Know UPI (Unified Payments Interface) has become a part of our daily life. From paying at tea stalls to sending money to friends, most of us rely on apps like PhonePe, Google Pay, Paytm, BHIM and others. But from 1 August 2025 , some new rules for UPI users have started. These changes have been introduced by the National Payments Corporation of India (NPCI) to reduce system load, avoid failed transactions, and make UPI safer . Don’t worry—UPI is still free for you , but now you need to be a little smarter about how you use it. Why the Rules Were Changed UPI is now used for billions of transactions every month . Many users repeatedly check balances or transaction status , which increases server load. Autopay mandates like EMIs and subscriptions often crowd the system during peak hours. These new rules reduce pressure on servers , speed up transactions , and improve reliability . Key Changes in UPI...